You can use your Visa credit card not only for purchases but also to get cash. Your monthly statement lists your credit limits for both purchases and cash advances. You can get money from your Visa up to your cash-advance limit at financial institutions that display the Visa logo. Be sure to take identification when applying. Remember that cash advances cost extra. A one-time fee will be charged, and you will owe interest if you repay the money over time. The fee amount is determined by the institution that issued your Visa.
Instructions
1. Check your most recent monthly statement to see how much is available on your cash-advance limit. The amount available depends on your total credit line, how much you have already borrowed from your card and the terms issued when you got your card.
2. Go to a bank or other financial institution that displays the Visa logo. In most cases, you don't need an account there to get a cash advance.
3. Present your Visa and your identification and ask for a cash advance. You can withdraw any amount (in multiples of $20 at most banks) up to your remaining cash-advance limit.
4. Fill out the simple paperwork presented to you. State your name, address and Social Security number, and sign and date the form.
5. Count your money. The teller will hand you cash on the spot once the paperwork is completed.
