Send A Cv

After sending your CV, call or email to check on your application.

When applying for a job position, whether through a job board or email, it is important to have a strong resume that highlights your skills, expertise and experience. A resume is often called a curriculum vitae, or CV. While you may post your CV on job boards or apply directly through a company's website, this is only the first step in properly sending a CV. There are many follow-up procedures for sending a CV if you want to be noticed, considered for a position and hired.

Instructions

1. Look at your CV before sending it to ensure it is easy to read and understand. Do not fill the page with unnecessary words and clutter. It should read clearly and have distinct headings and sections. A hiring manager may not consider your CV if it is not an easy read.

2. Upload your CV to job boards if this is the only method for sending it to a company that has advertised using a board. Send a formatted CV that uses basic formatting requirements, like those in Microsoft Word. For example, do not send a Word document containing your CV where the margins are minimized. The hiring manager may not be able to see the CV in its entirety and may move on to the next applicant.

3. Send your CV in the body of an email unless otherwise requested by the employer. For example, some employers will ask you to send CVs in a PDF format or as an attached Word document. Some employers do not open email attachments for fear of viruses or bugs. In some cases, employers may not even be able to open attachments due to security limitations or software incompatibilities.

4. Write a follow-up email to the company where you have sent your CV. The email should be sent two days after applying, according to the Career Key website. This is an aggressive method, but will ensure that your CV gets noticed.

5. Make a follow-up call to the employer if you have not had a response from the employer after the follow-up email. If the employer's ad states that no phone calls should be made about the job opening, respect these wishes. If nothing is mentioned about calling, call no later than three days after your original application, according to Career Key.

6. Ask the hiring manager in your follow-up phone call or email if the company has received your CV and if you are being considered for the position. Be friendly and professional, and avoid giving the impression that you are desperate for the position.

Create A Corporate Social Responsibility Policy

Every corporation needs to develop a social responsibility policy that defines the limits of their activities. Corporations like Enron and Mattel have encountered issues of corporate responsibility that highlight the need for clearly defined ethical boundaries. You need to seek input and perform due diligence when creating a corporate social responsibility policy.

Instructions

Implement a Responsive Company Policy for Social Responsibility

1. Research corporate social responsibility policies from competing companies as you develop your own ethical standards. Your company should seek higher standards when possible to become a leader in ethical measures.

2. Conduct a survey of employees at all levels of your company to assess the ethical standards they want in a new policy. Your employees have an intimate knowledge of your products and services that can give you invaluable insight into areas of weakness in the current policy.

3. Account for sustainable production and environmental cleanup standards in your corporate social responsibility policies. These standards capture the attention of an environmentally conscious public while recycling resources during production.

4. Move toward honesty in advertising as you project your company's social responsibility policy. You should install a review process for each advertisement to meet legal and industry-enforced disclaimer requirements.

5. Address transparency in corporate finances and accounting as you develop guideline for your social responsibility policy. This aspect of your ethics policy will appease stockholders and investors, which can increase share worth in the future.

6. Connect production safety and risk management tasks to your corporate responsibility policy in its early stages. Risk management is critical to an effective ethical policy because it ensures compliance with state and federal labor laws.

7. Test out public reaction to your standards of corporate responsibility by using random surveys. You can send out invitations to past customers to attend focus groups and send their thoughts via mail to get an outside perspective.

8. Review requirements for corporate social responsibility reporting as you expand your business into foreign markets. There is a growing trend toward legislation in European and Asian countries that requires companies to submit these policies before selling their first products. You should increase your ethical standards to meet the strictest legal standard within your global holdings.

Recover Money From The Banking Account After Dying

Learn access bank accounts after a death

The rules for recovering money from a bank account after the account holder's death differ based on the situation. It is easiest if the account was a jointly held account. However, even if the account was not jointly held, it is still possible to recover the money from a bank account with the right documentation.

Instructions

1. Go to the bank and request the money if it was a jointly held account. If you're the other named account holder you can simply access the money as you would in a standard situation, since you have equal rights to the money. If you wish to have the deceased individual's name removed from the account, this is simple to do with a death certificate.

2. Bring the death certificate and proof of probate to the bank. If the individual left a will, the money in the bank account becomes part of the estate. It can be accessed only by the executor of the will as part of the probate process, after the court approves the will and the distribution of assets. If this is the situation and you're the executor of the estate, you will need to bring the required documents to prove your right to collect the money. This generally includes identification, court documents showing the will was probated and a death certificate.

3. Bring the death certificate and intestacy documents to the bank. If the person who passed away died intestate, or without a will, the court will make a determination on how the assets should be distributed according to the intestacy rules of the state. This will be written in a formal court decree. If this is the situation, bring the formal court decree to the bank declaring that you are the rightful heir to the money in the bank account. You will also need to bring identification to prove that you are the person listed in the decree as the rightful heir.

4. Bring proof that you are next of kin and a death certificate if the account was small and the statutory waiting period has passed. For certain small accounts, the proof that you are the next of kin and that the person has died is sufficient. However, a statutory waiting period--or a set amount of time as determined by the state--must pass before you can access the money this way. Banks also have different requirements for proving that you are the next of kin, so you'll need to contact your bank to find out the exact requirements. A birth certificate and identification are standard requirements.

Create Articles Of Incorporation

Creating articles of incorporation is as easy as filing out a simple form.

Articles of incorporation are the statements of purpose a business makes in a registration document filed with a state to request recognition as a corporation and authority to do business under state laws. Each state has its own business statutes that govern the formation of corporations and detail the minimum information that must be provided in the articles of incorporation for the document to be accepted by the state. All states provide a do-it-yourself form that can be obtained as a download from a state website or by calling the office of the state agency that handles business registrations. However, using the state form is merely the easiest way to create articles of incorporation. Customized articles can be expanded to address special business circumstances and filed using any format that complies with the corporation law and contains the required minimum provisions.

Instructions

1. Visit the U.S. Small Business Administration's Business website and navigate to the "Start a Business" section. Proceed to the "Business Incorporation" section (see References). There you will find a chart of "State Business Entity Registration" links to the agencies that handle business incorporations in all 50 states. Select the state where you plan to do business.

2. Navigate through the state's website to the section that details the procedure for new entity registrations. All state websites provide easily accessible information for obtaining the state format for articles of incorporation and filing it. This section is usually entitled "forms and fees." Many states have implemented an electronic filing system for articles that allows a business owner to fill out the form online and e-file it with the state. However, even if your state of incorporation does not allow electronic filing, a form is available that can be downloaded, printed and filed by mail, fax or in person.

3. Fill out the articles of incorporation form provided by the state. The information that must be included in the document will differ by state. However, the minimum required is usually the corporation name and address, corporate purpose, name and address of a registered agent and the number and type of stock issued. The form will include a sheet of instructions explaining each required clause.

Telemarketing Tools

Telemarketing tools can lower the acquisiton cost per customer.

One key to effective telemarketing is productivity. More calls made per hour using automated tools and a good sales approach will result in more sales. Understand available telemarketing tools, and you will improve the performance of your telemarketing team.

Telemarketing Scripts

The most important tool for telemarketers is a script. A script provides guidelines for what a telemarketer should say to achieve the desired results. Scripts include an opening statement to get the prospective customer's attention, a sales proposition and a closing statement to achieve the desired objective. Scripts also include possible objections from the prospective customer and recommended responses. They also include strategies for getting past a gatekeeper. A gatekeeper is a person who takes phone calls.

Auto-dialer

An auto-dialer will automatically dial phone numbers from a list of prospects supplied to the dialer. Some auto-dialers are built into contact management software and automatically prompt the telemarketer to enter the results of the call as the call is being completed. Some of them also will place the next call in a list of calls to make as soon as a call has been completed.

Predictive Dialter

A predictive dialer is a computerized system that, like an auto dialer, automatically calls phone numbers. Unlike an auto-dialer, a predictive dialer automatically dials numbers while a telemarketer is on a call and delivers calls to that telemarketer only when a person answers the phone. This reduces the amount of time a telemarketer spends on the phone calling numbers when no one answers or when an answering machine picks up the call.

Call Monitor

A call monitor is a telemarketing call center feature that allows a manager to selectively monitor telemarketer calls for the purpose of listening in on the calls and providing feedback to a telemarketer so that he can improve his calls. The call monitoring system is also used to make sure a telemarketer does not misrepresent a company's products or services.

Telemarketing System Software

Telemarketing system software is used in most call centers. Its features include the ability to display prospect details as an outbound call is being made, record the results of each call, process orders, and schedule follow up phone calls. Such a system also provides telemarketing call center management with valuable reports to review and manage a telemarketer's activities. Reports contain such information as number of calls made per day, the number of decision makers reached each day and the number of sales made for day.

Create A Web-based Radio Station That Individuals Pay Attention To

Listeners are the key to the success of your station.

With the vast array of websites and technology available on the web, the process of starting your own online radio station is quite intuitive. However, getting people to listen to your station is not quite as easy.

Instructions

Create an Online Radio Station That People Listen To

1. Create your online radio station at Live365.com. For as little as $5.95 a month, you can download "Studio365," a program that allows you to set a play list of music and audio recordings to keep your online radio station streaming content 24/7.

2. Incorporate long-form talk radio programming into your station by downloading "Studio365-Live" from Live365.com. While Live365 allows you to play copyrighted music as a part of your subscription, you do not stand a chance against major online radio stations like Yahoo! and AOL if all you do is play the same music those stations play. Live programming on a regularly-scheduled basis gives you the chance to differentiate yourself from some stations and interact with a larger percentage of your listening audience than other major stations.

3. Reach out to potential guests. Sure, you might not be able to get Dr. Phil on your little-known station. However, if your live programming serves a certain niche, you may be able to book a lesser-known author who is popular with your audience but not so big that he does not have time to promote his book to a small audience on an online radio station.

4. Using your Live365 account, submit your station to iTunes. While being on iTunes alone will not make your station a success, it does give your station immense distribution and the possibility to reach millions of listeners who can help spread your content virally.

5. Create a page on Facebook for your online radio station. Add as many of your friends as possible and keep the page updated with news about new play lists, interviews, guest DJs and future live programming. Consider creating accounts on Twitter and MySpace to further the social-networking capabilities of your online radio station.

6. Create a website and blog to promote your content. Even if you are just posting interview transcripts and play lists, you need to have something written about your online station. Internet searches still are primarily dependent on text, so the more text referring to your site, the more likely you are to be found. Adding a blog in which you syndicate your live shows through RSS can really help create awareness for your station.

7. Incorporate some of your live programming on BlogTalkRadio. BlogTalkRadio is unlikely to incorporate new channels from start-up users, but you still can host a single program on BlogTalkRadio's live streaming blog radio platform. By uploading some of your talk radio programming to a BlogTalkRadio show, you can promote your online radio station to an entire community of hosts and listeners who engage in online talk radio.

8. Participate on other online radio stations. The best way to grow your station is to be in front of the audience you want listening to your station. Appearances on other stations similar to yours will give you a chance to promote your speople who already consider online radio stations viable forms of content.

Purchase Small Cap Stocks Around The Pink Sheets

Most public stocks trade on national exchanges like the NYSE (New York Stock Exchange) and the Nasdaq. National stock exchange houses provide public stocks with a forum to publish quotes. Being listed on one of these major exchanges can greatly enhance a stock's liquidity, however, not all stocks qualify for listing. Those stocks which don't qualify are usually listed on the Pink Sheets, which is primarily reserved for penny stocks, or stocks which are less than $5.

Instructions

1. Go to the Pink Sheets website. Here you will find a list of stocks which are classified as penny stocks. Brokers can publish bid and ask prices on the Pink Sheets with few listing requirements. That is, there is no requirement in terms of market capitalization or size.

2. Take down the ticker symbol and quote for the stock you are interested in. You can use the look up function in the left pane if you are unsure about the ticker and only have the company name.

3. Find a broker who deals in penny stocks. Due to the nature and risk of micro-cap stocks, not all brokers will trade them. Ask your broker if they trade penny stocks. If they don't, ask for a referral. E-trade and Ameritrade are two brokers which trade penny stocks.

4. Divide the amount of money you would like to invest by the current price of the shares to get an estimate for the number of shares you can afford to purchase.

5. Contact your broker and place an order. You will need the ticker symbol and the number of shares you would like to purchase. Be sure to use a limit order. A regular market order can be a costly move in penny stocks. Placing a limit order will allow you to set the price you want to purchase the stock.

Stages Of Policy Making

Policy makers may present state and federal policies in government buildings.

In the United States, most policies are created via a democratic system in which people decide what best serves a given community, state or nation as a whole. The democratic system ensures that there is a set series of stages in the policy-making process. These stages all work to resolve a given problem and often are formalized in organizations such as government offices.

Definition of the Problem

In the first stage of policy making, policy makers determine exactly what issue they need to resolve. For example, a hospital administrator may notice that hospital employees are using cell phones in ways that could violate patient privacy; proper use of cell phones in the hospital would be the goal of a new policy. To define a problem for a policy, people have to make observations about their environment and the operations currently in place.

Agenda Setting

Once policy makers identify an issue that needs attention, they put it on formal agendas. This sets a time, date and place for policy makers to discuss tackle the identified problem.

Formation

In recognition that there may be multiple ways to solve problems and to give everyone a fair chance to offer their input on the policy issue, policy makers gather and analyze data on the problem. They present the data to others informally and formally by contacting members of the community and holding meetings. The policy makers debate and try to figure out what solution to the issue is best based on the available data. This stage creates rough, working drafts of the policy.

Legitimization

In order for a new policy to be passed, policy makers want to see that the policy has enough support in the community and that it effectively addresses the problem at hand. During the legitimization stage, policy makers gather support for the policy they've created. This stage sometimes is difficult because of "pork barrel politics," which is the process of attaching items to a policy that don't truly address the original issue, but which some involved demand be in the policy before they will support it.

Implementation

The implementation stage of policy making creates a working, approved version of the policy in action. Authorities then enforce the policy actively.

Evaluation and Change

After the policy has been enforced for a given period of time (defined by the nature of the policy and the organization that creates it), policy makers evaluate the effects. If the policy has not been effective, or if it had negative results that were not anticipated, the policy makers make changes or begin the process over again to create a new policy that works better.

Problem Bonds & Stocks

Stocks and bonds are an effective way of generating funds for a business.

When trying to raise money for a corporation, there are two scenarios that a company can employ. The first is to issue bonds which means that they are asking for loans, but instead of getting a loan from a bank, they get smaller loans from people who purchase these bonds. The other scenario is to issue stock which is the sale of chunks (stock) of their company.

Instructions

Issuing Bonds

1. Find an investment bank who has the capital and business savvy to find investors to lend to the issuer. What the investment bank does is draft the paperwork for a bond issuing and then sell them out to investors for the business in need of money.

2. Hold a preliminary offering meeting where you, along with the investment bank, court potential investors. During this meeting, the investment bank will explain to these investors why they should invest their money and buy your bond. They'll explain why they are a worthwhile investment.

3. Hold another meeting a week after the marketing for the sale of the bonds. This is where the investors who believe your company is a worthwhile investment will come and buy up bonds. Depending on the liquidity of the investors will determine how many of them are going to be purchased.

4. The money is transferred to the investment bank and then is transferred to the company that issued the bonds.

Issue Stocks

5. Hire an investment bank, such as Merrill Lynch or Goldman Sachs, to submit a registration to the Securities and Exchange Commission (SEC). In this registration, include information on what kind of security is going to be offered (stock in this case), management style, legal history, what the money will be used for and any other information to make the registration more complete.

6. Meet with potential investors. What you are doing here is taking the prospectus and showing potential investors why you are a worthwhile investment. What is not included, though, is the share price and the release date. Typically, the investment bank brings together a series of mutual funds and hedge funds that they have done business with in the past and presents your stock to them. They do their best to sell it to the mutual and hedge funds.

7. Determine a price for the stock once the registration comes back with an acceptable release date. Because the investment bank makes a commission on each share sold, both you and the bank are going to want to maximize the number of shares of stock sold. Therefore, the bank will suggest a price that maximizes sales and profits. It is important not to release too high, but at the same time, if you release too low, it might not be deemed "safe" in other investor's eyes.

8. Watch, on release date, as the price of the stock fluctuates and the funds begin to flow into your account to begin using for the expansion of your corporation.

Advertising Agency Tips

Advertising agencies promote the products and services of their clients in creative and memorable ways as a means of boosting their clients' sales and profits. Understanding what makes people buy, and just as importantly, what makes potential clients choose one product over another and remain loyal to that brand, help advertising agencies profit by giving people what they want.

Be Different

The idea of being different and making your product or service stand out reeks of cliche, but it can't be denied that some truth resides in it. The modern world is awash in advertising, and a promotion that sings the same old song will not be noticed and will quickly disappear. If your agency is going to survive, you will need to develop a distinctive style that stands out from the mass, and that appeals to your clients with pizazz and profit. Many agencies attempt to attain this status by straddling the line between edgy and offensive. This is an effective but risky approach; if you step over the line, you may find yourself losing accounts.

Spend to Earn

Clients spend a lot of money for ad campaigns, and they justifiably expect to get their money's worth. When you work on a campaign, spend what you need to spend to make it amazing. This is the only way that you will get superior results, and superior results are the only thing that will get your agency a reputation as one that people want to hire. Increasing the profit margins of your agency by landing bigger and bigger contracts is a much better dynamic than shrinking your production budget and ending up with an inferior product.

Remember Your Client

As creatives, many advertisers and promoters become attached to their ideas and visions. Feeling passion for your work is necessary, but you can't let it blind you to who's paying the bills. When you are hired by a company to promote their products, you work for them, and you need to put your skills and your vision at their service. This is what they pay you for. Using your creativity within the boundaries of the ad campaign is both admirable and necessary, but you should accept that you can't manifest your amazing idea if it isn't what the client wants.

Reward Your Team

Successful artists, promoters and writers understand their own value, and won't enjoy working for an agency that doesn't treat them well. Reward your staff handsomely both financially and personally, and they will be far more likely to stay with your agency and continue to contribute to its success. Agency owners who mistakenly think that their success is solely due to their individual genius are often disabused of this notion when talented but dissatisfied staff begin abandoning ship. Recognize that talented creatives are the lifeblood of your agency, and you can all move happily up the ladder of success as a team.

Publish & Print My Very Own Book

There was a time in which self-published books were considered sub-standard, not good enough for the traditional publishing world. Today, there are many self-published authors, such as William Paul Young, "The Shack," M.J. Rose, "Lip Service" and Richard Paul Evans, "The Christmas Box." Publishing your book yourself is no longer considered vanity and can result in a successful writing career. Even better, it's very easy and affordable to publish and print your book.

Instructions

Publish and Print Your Own Book

1. Determine your goal for the book. Will it be a gift for family members or do you want to sell it on Amazon.com and in bookstores.

2. Write and edit your book. Consider hiring a professional editor or at the very least having someone else read your book for spelling and grammar errors. As the author of the book, you're more likely to miss these errors as you read and see what you intended, not what's actually on the page.

3. Design your cover. Some self-publishing services can create your cover for a fee. Or you can hire someone to create your book's cover.

4. Develop a marketing plan. Publishers and booksellers don't sell books. Authors do. Before printing your book, create a plan for how you're going to market it. Who is your book geared to? Who will read it? Where can they be found? How will you let them know about your book? Will you submit the book to a wholesaler for distribution? Will it be sold on Amazon.com or in bookstores? Is it going to be used as part of your business?

5. Research print options. There are many print-on-demand and self-publishing services.

To find the one that will fit your needs you need to know:

1. How many books you think you'll need to print

2. Will it need an ISBN and bar code (for sales in bookstores)?

3. Will it be soft or hard-bound, or will it need special binding?

4. What is size of the book in pages as well as dimensions.

5. Will it have graphics or charts?

The answers to these questions will have an impact on price.

6. Select a printer and submit your manuscript per the printer's guidelines.

7. Get a proof of the book before ordering a full run of copies. Check that the book looks professional, has no typos or other errors, and that all pages are included.

8. Order a print run and distribute your books. Because the book industry is fickle, order a small run at first. Once you start getting sales and have a sense of the best ways to sell the book you can order more.

An Endorsement To Some Home owners Insurance Policy For An Online Business

Add an Endorsement to a Homeowners Policy for a Home Business

Whether you are an accountant, masseur or Internet auction entrepreneur, your home business is likely not effectively covered by your existing homeowners insurance policy. Luckily, if your business doesn't give rise to a risk of liability and has low overhead costs, you may be able to add an endorsement to your homeowners policy that will cover your home business for only a few dollars a month. "Endorsement" simply means "add-on."

Instructions

1. Review your home business operations. Note whether or not you store inventory for your home business. This will help you determine whether an endorsement will sufficiently cover you for business equipment and inventory.

2. Compare the income you derive from your home business to the amount of income you make overall. This will aid you in deciding whether an endorsement will provide you with enough coverage to keep paying your bills should a disaster befall your home business.

3. Review your existing homeowners policy carefully for personal property coverage and limits. Many times endorsements for home business coverage will be written to provide those same coverage areas and limits to your business property. Review your business records to ensure that this is sufficient.

4. Gather your business records. Review your inventory lists, business equipment lists, income statements and any employee records to help determine whether you will need home business liability endorsement coverage, health endorsements or business equipment insurance.

5. Contact your homeowners insurance policy agent to discuss the various home business endorsements available. Bring all of the business paperwork you have created with you so that you can speak with the agent in concrete terms to get specific price quotes for different endorsements.

6. Ask your homeowners policy agent to add all of the endorsements you have chosen to your existing policy. Confirm the increased cost of your premium and the total coverages for both your personal and business liability before signing the expanded policy.

The Very Best Colors To Put on For Business

The Best Colors to Wear for Business

Nearly everyone has heard the phrase "dress for success," and if you are searching for a job or preparing for that presentation to the bosses, what you wear can make or break your big day. Color is the first thing most people notice about clothing, and the colors you choose have to make you appear confident, successful and ready to tackle the challenge before you. Choosing the appropriate colors for a business meeting of any kind will certainly help you succeed.

Blues

Blue has a large number of shades, and each conveys a different message. Choose your shade of blue based on the feelings you want to express, as well as your own skin tone and color.

According to an interview with Mary Giuseffi, a television image consultant, on NationalPublicitySummit.com, navy blue is a successful corporate color. She points out that you will often see important figures, such as politicians, on television dressed in navy blue. Navy blue conveys confidence and trustfulness. It helps to express this person's strong ideals and makes you want to trust him.

The lighter, clearer blues, such as turquoise or teal, can help to bring your message across in a very distinct way. Bright blue brings an air of excitement and enthusiasm to the table, making you seem eager to tackle any tasks presented and brightening your already sincere personality.

Conservative Colors

The Career Services department at Virginia Polytechnic Institute and State University advises to stick with conservative colors when approaching an interview or business meeting. These include the navy blue already discussed, and also dark gray. These colors convey a seriousness in your approach to business, but are not too formal as to hint that you have no happy personality traits.

Black is another conservative color, but must be used wisely. For women, black blouses or pants are often acceptable and even expected at business meetings. For men, however, a black suit can sometimes portray an overwhelming seriousness, reminding your business associate of a funeral or a black-tie ball instead of just a business meeting. Consider sticking with the dark gray or blue suits instead.

Brighter Colors

Some brighter colors can be useful in business situations, but much like black, they must be worn with care. For instance, Giuseffi suggests that red can symbolize feelings of power, focus, control and enthusiasm. She notes that many political figures will wear red ties when appearing on television to convey these emotions.

Giuseffi also suggests bright colors like light green or yellow to convey optimism, clarity and happiness.

Take care with these brighter colors, however, that you are not overwhelming your business associates. Especially if you are interviewing or presenting information, you do not want your audience to be so distracted by your bright clothing that they miss what you are saying. Balance your colors, or use just a simple accent piece that can add personality to your navy or dark gray suit.

If you want to err on the side of caution, stick with conservative colors, to make sure you get your point across properly.

Begin A Protein Bar Company

Start a Protein Bar Company

Protein bars are a staple food of most athletes, fitness enthusiasts and people on the go who want a healthy alternative to fast food. Most of the large food and beverage companies now make protein bars, but there is a healthy market for independent food sellers, particularly those specializing in preservative-free, organic or specialty items.

Instructions

1. Perfect the recipe. As a business owner, you'll probably never stop experimenting with new recipes, but you need at least one to get you started. Whether you've created this yourself or had it handed down to you from your Great Aunt Betty, start with a protein bar recipe tailored to your customers' palates. You may specialize in all vegan ingredients, or recipes conforming to a recognized nutrition plan, like Atkins or the Paleo (caveman) Diet.

2. Determine and analyze your target market to understand their needs. If you have a particular passion for long-distance hiking, you may choose to make protein bars in waterproof, biodegradable packaging with a six-month shelf life without refrigeration. In all cases, you should be targeting a group that is growing or spending more of their income on protein bars. This will ensure you have a lasting business.

3. Secure suppliers for all of your raw ingredients and supplies. This includes not only the protein bar ingredients, such as bulk whey protein or macadamia nuts, but also business supplies such as packaging and brochures. Ensure that the supplier is reputable and will always have supplies when you need them at a reasonable cost.

4. Select distribution outlets. You may choose to sell online via your own website or by placing your products at a larger e-commerce retailer, such as Amazon.com. Alternatively, you may strike up relationships with local stores, such as the local food co-op, farmers markets, vegan bakeries or other small shops willing to carry your products for a commission.

5. Market your products. Aim to get as much exposure as you can to the specific customer group that would be interested in your products. For instance, if you can get a journalist from Dance Magazine to do a piece on your company, or if you sponsor a local bicycle race, you can be sure that the people your reaching are your customers.

Create A Shipping Log Book

The U.S. Customs and Border Protection website has many electronic and printable forms available.

Shipping, either overseas or within the United States, requires proper documentation to ensure public safety and to regulate the legal transportation of goods across boundaries. However, shipping requirements may vary across states, across borders, and within the policies of companies themselves. You can create basic shipping logs for transportation by ship, train, car or by air. Adhering to such basic logs will help business owners or transporters maintain proper documentation of their goods.

Instructions

For Ship, Ferry, Train, Car or other Vehicle

1. In a word processing program, request the name or number and a description of the items being shipped. Request the name of the master or the person in charge. Leave adequate space on a separate for this information.

2. Request the name and address of the owner, the foreign port of lading, and the U.S. port of destination, if applicable. If the shipping ports are in the United States or its territories, simply list the port of origin and the port of destination. Leave adequate space on a separate line for all of this information.

3. Request the port of arrival and the date of arrival. Leave adequate space on a separate line for this information.

4. Create five columns. Request the bill of lading or the name and address of the consignee in column one. Request the car number and initials in column two. Request the number, gross weight, and description of goods in column three. Request the name of consignee in column four. Leave column five blank for additional information or certifications.

5. Request the carrier to certify the name and address of the owner or consignee of the goods. Allow space for the carrier's signature and the date.

6. Request the master or person in charge to validate that the shipping log is correct. Allow space for the master's signature and the date.

7. Arrange validated shipping logs chronologically in a three-ring binder for records purposes. Keep blank shipping logs for future transactions.

For Airplane

8. In a word processing program, request owner or operator, marks of nationality and registration, and flight number. Leave adequate space on a separate line for these questions to be answered fully.

9. Request port of lading, port of unlading, and date. Leave adequate space on a separate line for these questions to be answered fully.

10. Request consolidator and de-consolidator. Leave adequate space on a separate line for these questions to be answered fully.

11. Create eight columns. Request air waybill type in column one. Request air waybill number in column two. Request the number of pieces in column three. Request the weight of goods in column four. Request the number of House Airway Bills in column five. Request the shipper name and address in column six. Request consignee name and address in column seven. Request the nature of the goods in column eight.

12. Arrange validated shipping logs chronologically in a three-ring binder for records purposes. Keep blank shipping logs for future transactions.

Develop A Simple Outdoors Fountain

Fountains can be made with an underground reservoir and garden rocks.

A fountain project can be defined as simple if there are only a few short steps to follow and only a few items needed for the construction. An outdoor rock fountain meets those guidelines. A rock fountain can be installed anywhere in your backyard where you can dig a hole and have access to a ground fault circuit interrupter plug.

Instructions

1. Dig a hole with a shovel for an underground reservoir. The reservoir should be wide enough and deep enough for a plastic basin that will serve as the reservoir.

2. Place the plastic basin in the ground and weigh it down with a brick. Put the submersible water pump in the center of the plastic basin.

3. Fit the top of the basin with a piece of metal screening that is wider than the top of the plastic basin. Cut a hole in the center of the metal screen with a pair of metal-cutting shears. The hole must be wide enough for the submersible water pump’s power cord and water pipe.

4. Thread the pump’s power cord through the hole in the metal screen. Place the metal screen on top of the plastic basin allowing the water pump’s water pipe to stick out through the hole. Drag the power cord to a nearby GFCI outlet.

5. Fill the underground reservoir to the top with water, pouring the water through the screen covering the basin.

6. Hide the screen on top of the basin by placing garden rocks on it. Use any kind of rocks or garden stones you want that will match your outdoor space. Make sure that the rocks pile up in the center near the water pipe.

7. Plug in the power cord to the GFCI outlet. Water will begin to bubble up from the center of the rock formation.

Introduce An Anger Management Enter In School

It is beneficial for children to learn to manage their anger in order to develop positive relationships.

Anger management programs are beneficial to make available in schools because they teach children ways to manage their anger. By teaching anger management skills to children, they develop skills to control their anger, which leads to more positive, growing relationships. In order to introduce anger management programs in school, program administrators must realize that not all children react and learn in the exact same way. In order to make an anger management program beneficial, it would have to target children of all ages and learning types.

Instructions

1. Construct a questionnaire to determine what triggers childrens' aggressive behaviors. Questions should focus on how children deal with anger, how children can release their anger in a safe manner and how children usually act when they are angry. An anger management program is valuable only when it can target a child's individual needs.

2. Introduce methods to your local school that would be successful in an anger management program. The methods in the program must address ways where children can deal with aggression and provide examples to the school.

3. Construct a method that enables a child to deal with stress. Explain to the school who this would benefit the child. For example, coloring can be a good method to release anger creatively.

4. Choose a method in the program that allows a child to communicate and avoid anger. Helping a child communicate will teach the child to forgive, and the child will than learn to control anger.

5. Provide examples to the school that will help children control their anger within the anger management program. Make a presentation on parent's night to seek volunteers.

Convert Ifb To Rfp

Convert to an RFP when discussions become necessary.

The preferred method of acquisition in federal contracting, sealed bidding, requires issuing an invitation for bids known as an IFB. When bids received don't meet the criteria for award, buyers may convert the solicitation to a request for proposal -- RFP -- in order to allow the award process to continue. If time allows, the Competition in Contract Act requires federal agencies to use the IFB method when price is the deciding award factor and discussions with bidders are not necessary. A public reading of each bid received typically concludes the IFB process, and the award generally goes to the lowest bidder. In some cases, after opening bids, circumstances may exist that prevent awards based on bids received. In order to salvage the project, completing it as an RFP could prevent the need to redo the entire bid process.

Instructions

1. Review all bids submitted in response to the IFB and determine why an award cannot be made. Prepare written documentation identifying the reason for bid rejections and get approval to utilize negotiation procedures. If bid expiration is nearing, extend the acceptance period until decisions have been finalized.

2. Determine whether the reasons for cancellation permit the project to be continued using RFP procedures without resolicitation. If all bids offered unreasonable prices or possible collusion existed, cancel the IFB by amendment and offer all companies the chance to enter negotiations under an RFP. In the amendment, state the requirements and timelines new offers must meet, make any required specification clarifications and establish the lowest negotiated cost as the award criteria.

3. Utilize the same procedure when only one bidder responds to an IFB. In the absence of competition, include requirements for certified cost and pricing data as part of the amendment. If product prices can't be compared to common market items, request a cost breakdown to determine reasonableness of the offered price.

4. Cancel the IFB and issue a new solicitation if specification changes exist or the IFB didn't include all cost factors. Reissue the solicitation as an RFP if bid responses identified other means of satisfying the requirement but discussions would benefit the award. Establish evaluation criteria for the new RFP and define what offers must provide as part of the proposal.

Send Cash With A Routing & Account Number

Transfer money instantly through cyberspace.

Wiring money is one way to send money quickly and with little risk. Wiring is an electronic process that gets the money into the receiver's account within a few minutes. The actual transfer is handled by the sending and receiving banks, but you must provide the receiver's name, account number and bank's routing number, which is a nine-digit bank code that appears at the bottom of your checks. Some banks allow you to send funds via online banking, while others require a branch visit.

Instructions

1. Go to a bank branch and ask to see a customer service representative (CSR). Alternately, log on to your account if your bank allows online wire transfers.

2. Fill out a wire transfer form. Enter the receiver's routing and account numbers in the appropriate space. You also must include the receiver's name and the amount of money that you are sending. Follow your bank's instructions if you are transferring the funds online.

3. Wait for a confirmation at the bank that the funds have been sent and received before leaving the branch. Ask for the confirmation number or other document that shows proof of the transfer. If you process the transfer online, wait for online confirmation and print or save it before logging off of the Internet.

Control Using An Lcd Projector

Often the menu can be accessed from a remote control.

LCD projectors can be found in many multi-user environments like schools and businesses. Sometimes you will want to control use. Many LCD projectors have at least one of two ways to block use. They can include a PIN (Personal Identification Number) access feature, or a physical security lock, which will prevent the LCD projector being moved and used somewhere else. Some projectors have both methods. Controlling an LCD projector's use can be accomplished by following some steps.

Instructions

1. Enter the Setup menu. Often the menu can be accessed from a dedicated button on the remote control, or on the projector's case. Sometimes the button is marked "Menu."

2. Scroll through to the "PIN Protect" or similar menu item. Use the navigation buttons to enter the correct sequence of buttons. The default on an InFocus is "Menu," then "Up," then "Down" and then "Select Source." Press the "OK" button and confirm you want to use this code, or choose a new code by entering it. Confirm that you want the projector to ask for a PIN at start-up.

3. Turn the projector off and then on again. The "Enter PIN" dialog box will appear. Use the correct buttons to enter the sequence, and the projector will turn on.

4. Use the security lock, if the projector has one, to attach a cable and padlock. Look for a small slot on the projector marked "Security" or similar. Insert the slotted end of the padlock from the kit. Then attach the cable and wrap the cable around a fixed object like a nearby water pipe.

Cope With A Complainer

You are having lunch with your friend, looking forward to a nice meal and a good conversation but once again she turns the conversation to complaining about life. You can deal with it occasionally, but she has turned in to a constant complainer. You have no clue handle it. Just follow these simple steps to learn deal with a complainer.

Instructions

1. Listen to what they have to say. Do not offer solutions to fix the problem as that is not what they want. They just want to be heard and understood.

2. Try to have empathy. Pretend that you are in his situation and see how it would make you feel to be unhappy with your life. Relay to him or her how you would feel.

3. Inquire on what she would like you to do to help. Asking her makes her feel more in control of the situation which is what she needs. A lot of times the complainer does not even want you to do anything to help, just to listen.

4. Don't apologize if the complaint is about something that you have done. Just listen and try to understand why they are complaining.

5. Minimize the amount of time spent with the complainer. Being around someone who is consistently unhappy can bring you down and cause you to focus more on what is not perfect in your life.

6. Attempt to be a positive influence on the complainer. Try to lead by example to show how you deal with life in a positive way.

7. Offer positive help in subtle ways by suggesting books or self-help websites such as drphil.com and selfhelpbooks.com so they can gain a more positive outlook on life.

Contract A Memorandum Of Agreement

Contract a Memorandum of Agreement

Commonly referred to as a memorandum of understanding, a memorandum of agreement is a document that is drafted to detail the scope of a partnership or association and the mutual responsibilities of the parties of that relationship. Unlike a contract the "memorandum" is not a legally binding document, and serves merely as a informational instrument, which gives both parties a clear picture of all objectives and intentions relating to a particular issue. A meeting should be held to determine the particulars of the memorandum and the details about each party and services to be rendered, or other specifications.

Instructions

1. Insert heading in the first line. In the first line of the document, insert the words, "MEMORANDUM OF AGREEMENT", in all capital letters-center the line. This line will operate as the title and will identify the document.

2. Identify the parties of the agreement. Below the title line begin a the first paragraph with the statement, "This agreement is made between [insert first party's name] and [insert second party's name], on the ___ day of ________ 20___". When creating this introduction you want to also add specifics about the parties. For instance, if the agreement is between a contractor and a construction company, the introduction would state the type of company and where the company is headquartered (i.e., "a construction company headquartered out of Cleveland, Ohio").

3. Explain the subject matter of the agreement, and the objectives. In the next paragraph explain the venture that is at hand, and the overall intent, of the parties involved. For example, if there is a contractor and construction company, as in the previous step, the paragraph would start saying, "Whereas Don's Building and Miller's Construction, hereby agree to launch a commercial construction project, on the lot located on the corner of Superior Avenue and St. Clair Avenue, in Cleveland, on or about March 7th, 20__."

4. Outline the essential terms of the agreement. In the next paragraph cover the details about the agreement. In this section address the specified time period for the venture, assignments and responsibilities of each party, disclaimers, financial arrangements and risk-sharing among the parties. Be very clear and specific in this section.

5. Conclude the memorandum by inserting signatory fields. Once the details of the agreement are complete, insert two uniform signatory lines, and beneath these lines insert the names of the signatory parties signing the agreement. If there are companies involved, insert the company name, and the name/title of the signatory representative. Insert the word "Date" on the far right of each signatory line, to indicate where the parties are to write the date when signing.

Track Usps Overseas Mail

Tracking numbers allow you to locate packages all over the world.

The United States Postal Service (USPS) is your method of sending mail anywhere in the world. While most mail sent through USPS does not come with a tracking number, you can obtain a tracking number by mailing a package with delivery confirmation, signature confirmation, via express mail or priority mail. With this tracking number you can keep tabs on your package's progress anywhere in the world, including overseas.

Instructions

1. Go to the USPS website to track your package. Click on the link titled,"Track and Confirm." You need to have the tracking number of your package on hand to enter on the next page.

2. Enter your tracking number, which is located on the shipping receipt of your package; USPS tracking numbers contain both letters and numbers. Click "Track" once you have double checked to ensure your tracking number is entered correctly.

3. View the results of your shipment. The USPS website can tell you when you shipped your package, where the package was taken next, where it is currently located and when it is due to arrive at its intended destination. It takes the USPS up to 24 hours to update tracking information on their website.

What's Rf Identification

What Is Radio Frequency Identification?

Radio Frequency Identification (RFID) technology helps users retrieve data stored directly on electronic chips attached to or embedded within objects, containers or even living creatures. RFID tags contain data that identify, track or select whatever they are attached to. RFID tags provide data about items being shipped, stored or sold or maintained.

Types

There are two types of RFID technologies, active and passive. Active RFID tags produce their own radio signals. Passive tags reflect or modify a carrier signal from an outside reader called and interrogator. Active tags have their own power source. Passive tags don't.

Readers

RFID systems read data stored on electronic tags with electronic chips embedded in them. Electronic readers emit a radio signal. The signal activates a tag. RFID tags, when activated by the electronic reader, transmit data to the reader and, if it is an active tag, may also receive and store data on the chip.

Transceiver with decoder

The reader is attached to a computer. As products or items are read by the reader, the data is decoded and transmitted to the computer system that stores and processes data collected by the RFID readers.

Transceiver

The computer system receives data from the transceiver and records the item's ID or data stored in the chip, it's location, time of reading or other information about whatever is being tracked.

RFID Tags (Transponder)

Each RFID tag contains an Electronic Product Code (EPC), a unique number

that identifies the tagged object. Tags are clipped on, embedded in a stick-on label, wristband, clothing and even under the skin. Tags contain a silicon chip and sometimes a power source and may be imprinted with a bar code. When the tag comes within range of a reader, they are activated. Active tags broadcast a signal, while passive tags reflect or modify the reader signal.

RFID Systems

Radio frequency identification is wireless and works together with a company or organization's information technology system. The RFID works like a Global Trade Item Number (GTIN) or Vehicle Identification Number (VIN), but deliver more accurate data about items that need to be tracked.

The Future

RFID tags may one day allow you to load up your shopping cart and roll it out through an RFID tag reader without having to check out. Scientists are already using increasingly smaller active RFID tags to track animal migrations and to tag individual specimens for study. Libraries have begun to tag books and drug manufacturers are tracking medicines. Toll booths are being eliminated thanks to drive-by RFID tag readers. Pet owners can implant their animals so they can be returned if lost. Health care providers are even looking into using active implanted RFID tags in patients to improve health care record keeping.

What Are A Few Things Which Will Happen Throughout Climatic Change

Global warming has the potential to cause many problems for the planet.

Global warming is the gradual warming of the planet's average temperature as caused by the release of greenhouse gases, such as carbon dioxide, into the atmosphere. Global warming has been an important topic for many years. If global warming is allowed to continue, it will cause a multitude of problems for the planet.

Rising Sea Levels

Increasing global temperatures will eventually cause the polar ice caps to melt, thereby raising the level of the world's oceans. Rising water levels will cause many problems for people and animals living in coastal areas. It will destroy homes and other man-made structures, and destroy the food sources of plant-eating animals.

Rising Water Temperatures Kills Sea Algae

Algae are a major food source for many marine animals. Water temperature is rising to the point that algae may no longer able to survive, thereby eliminating this important resource. Many small fish rely on algae for sustenance and are later eaten by larger fish. If the smaller fish die out due to lack of food, an important link in the food chain will be destroyed.

Acid Rain

The pollution that cause global warming has also been linked to acid rain. Acid rain destroys everything it touches, including plants and natural animal habitats. This poses similar problems to the destruction of sea algae, as it can cause links in the food chain to break down.

Droughts

Global warming causes droughts in areas that are used for farming, which causes crops to wither and die. One interesting effect, though, is that it can cause areas that are too cold for farming to warm up enough to make them suitable for farming. This still poses a problem, however, as the people that live in these areas are unequipped to do the farming that is being done in other areas.

Get A Money Advance From The Visa Card

You can use your Visa credit card not only for purchases but also to get cash. Your monthly statement lists your credit limits for both purchases and cash advances. You can get money from your Visa up to your cash-advance limit at financial institutions that display the Visa logo. Be sure to take identification when applying. Remember that cash advances cost extra. A one-time fee will be charged, and you will owe interest if you repay the money over time. The fee amount is determined by the institution that issued your Visa.

Instructions

1. Check your most recent monthly statement to see how much is available on your cash-advance limit. The amount available depends on your total credit line, how much you have already borrowed from your card and the terms issued when you got your card.

2. Go to a bank or other financial institution that displays the Visa logo. In most cases, you don't need an account there to get a cash advance.

3. Present your Visa and your identification and ask for a cash advance. You can withdraw any amount (in multiples of $20 at most banks) up to your remaining cash-advance limit.

4. Fill out the simple paperwork presented to you. State your name, address and Social Security number, and sign and date the form.

5. Count your money. The teller will hand you cash on the spot once the paperwork is completed.

Indications Of Dishonest Business Behavior

The 2001 Enron scandal--its financial collapse, criminal trials and bankruptcy, rocked corporate America. As a result, safeguards have been put in place to detect signs of unethical business behavior and accounting practices. While not all unethical business behavior results in falsified accounting documents and securities fraud, there remain many undesirable and unethical behaviors that should be monitored and averted. Watching out for signs indicating bad business behavior, such as workplace bullying, can help both the business and employees when reported.

Identification

Unethical behavior covers a wide array of deeds, however, the more common include: sexual harassment, falsifying documents, using company resources for personal use, taking or misusing company property--stealing. Workplace violence is on the rise and can lead to other unethical behavior like bullying or discrimination. More complicated and often illegal behavior could include altering business documents, such as sales receipts, or tampering with accounting methods and reports.

Sexual Harassment

Sexual harassment is degrading and humiliating. If an employee, male or female, regularly makes sexual or otherwise inappropriate innuendos to the other, this can be considered sexual harassment. On the other hand, if the parties seem mutually engaged in the activity it could be viewed as an office romance, and often this behavior, too, is viewed as unethical. Further signs of sexual harassment can be suggestive artwork, such as nude or partial nude art present in the workplace.

Stealing

It may seem that signs of stealing would be something obvious, like taking money from the till. While that would be true, there are more obscure actions that are considered stealing. For example, logging in an exaggerated time worked for a shift, taking company pens and pocketing them or using the fax machine for personal use, is taking something that is not an employee entitlement. It is unethical behavior and should be reported.

Workplace Violence

Signs of workplace violence can be anything from verbal abuse to bodily harm. If an employee is sending threatening communication to another, indicating he will be harmed in some way, it is workplace violence. Whether it is a threat to ostracize the individual for any reason, or the use of derogatory language to intimidate, the action is inappropriate. Slamming fists on a desk or throwing things is considered violent action, and is another sign of unethical business behavior. Bullying and discrimination by embarrassing or demeaning a team member can be a result of workplace violence.

Effects

When signs of unethical business behavior are detected by an employee they often go unchecked, because the actions are not expressed. Fear of negative reactions from management or peers can silence a person, causing her to "look the other way." Most companies offer a neutral outlet where unethical behavior can be reported and the abuse stopped. Check with the company's human resources department for this information.

Use Mind Control

Mind control is one of the most potent forms of control in existence. Using mind control--when applied responsibly--will allow many doors to be opened. The use of mind control is a process that must be mastered, because without knowing use it, mind control can be dangerous and abused easily.

Instructions

1. Propel forward. Once you have seized control of a mind, it will be easy to get that person to go forward in their own life. Your influence is now greater than it ever could be, which can be used for good in their life. This is of course if your intentions are not more negative and selfish.

2. Write your own ticket. Mind control can also be used to make things happen for yourself. If you have the influence over someone who can make things happen for you, then it would be a shame to let that opportunity pass. Try not to abuse this power, though, as this person may soon feel used and it may have a negative backlash.

3. Accomplish a larger sum. It is said that many hands make light work, so putting an extra set of hands to work for a worthy cause to achieve what may be harder alone is the more clever way to go. Even if the individual later feels as if they have been taken advantage of, they may still be pleased to have achieved something that you needed their help to do. This type of satisfaction and gratification will often make them overlook the fact they have been controlled.

4. Manipulate a circumstance. Having positive control over a mind means you can manipulate situations with ease that involve this mind or in which this mind can be involved in. Two heads are better than one, and if you have someone who is dependable in your corner, you will be able to manipulate situations and circumstances to come out in your favor.

5. Intimidate opposition. The best armies in the world know there is strength in numbers. Having a controlled mind on your side will give you a soldier that will stand firm through any battle, and may take fire for you if necessary. Of course this is not the most ethical or moral road to take, but it may come in handy when the dust hits the fan in tough situations.

Perform A Quitclaim Deed

A quitclaim deed will remove someone from or add someone to the title to your home or other property. A common occurrence of this would be two people who are married to each other and one spouse gives up any interest in the property in question that the other spouse owns.

Instructions

1. Visit your public library's business reference section. It likely will offer books explaining quitclaim deeds in your state.

2. Consider buying a book that explains quitclaim deeds and other legal documents and that contains blank forms. If the book contains a sample quitclaim deed, review it, making sure you can get the information that appears in the sample.

3. Obtain the required information, such as a legal description of the property.

4. Buy a blank quitclaim deed form at an office-supply store or bookstore.

5. Fill out the blank form. Make sure your writing is legible. Avoid spelling errors and factual errors. Erroneous data can invalidate a deed.

6. Add someone to the title by listing the person as a grantee. Remember to list the names of all current owners as grantees as well, unless you are planning to remove them from the title.

7. Remove someone from the title by omitting the person's name from the list of grantees.

8. List all current owners of the property as grantors.

9. Arrange to meet the grantors at the office of a notary public, where you will obtain the signatures of the grantors. The notary public must witness the signing.

10. Have the document notarized and make photocopies for your files.

11. Go to your county's clerk and recorder's office and record the deed. There will be a small charge for recording the quitclaim deed.

Connect A Fax Machine To Some Home Network

Connecting a fax machine to a home network might sound like a daunting task, but it does not have to be difficult. Read on to learn connect a fax machine to a home network.

Instructions

1. Make sure you have everything you will need initially, such as a computer, a fax machine and a functioning home network that you have already set up ahead of time.

2. Connect the fax machine to the computer.

3. Look in your computer's Control Panel and locate the "Network Setup Wizard."

4. Run the network setup. You will be asked some questions about the network and it will reconfigure if it is already set up.

5. Click on the button that says "Add Device." Not all fax machines can easily be connected to a home network. If you have trouble at this point, call the manufacturer and ask tech support for assistance.

6. Continue the process of adding a device by selecting the settings you would like the fax machine to have once the computer adds it to the network.

7. Test your computer's connection both to the fax machine and to the network. Check the fax machine's connection to the network. This should complete the installation and allow you to fax within your home network with ease.

A Success Counter In Frontpage 2000

Adding a hit counter to your web page allows you to keep track of the number of visitors to your website. The hit counter will show a number each time your web page is viewed. Adding a hit counter is a great way to keep track of your site’s popularity. Most hit counters are added to the website's main webpage, but it is possible to add a hit counter to any of your other web pages.

Instructions

1. Access your FrontPage program. Open the webpage that you will be editing and adding the hit counter to.

2. Click on the menu bar and choose “Insert” then “Hit counter.” This opens the “hit counter” dialog box. Under “counter style” choose the style that you wish to use for the numbers displayed on your hit counter.

3. Check the “reset counter to” box if you want to start your hit counter at a number other than zero. If you don’t choose this option, your hit counter will automatically start at zero.

4. Click “OK” to close the “Hit counter properties” dialog box. When you view your web page through FrontPage, you will see the words {Hit Counter} but these words will not show on your web page when displayed in your browser. If you want to delete the hit counter from your web page, simply delete {Hit Counter} from your web page after you open it in FrontPage.

5. Open your web browser and verify that your hit counter has been added to your web page.

Make Use Of A Ti 89 Titanium

The TI-89 Titanium is a powerful and expandable graphing calculator used by students and professionals in advanced mathematics and science fields. The TI-89 offers a long and complex list of features, but you can familiarize yourself with the device by getting to know the user interface.

Instructions

1. Power on the calculator by pressing the "ON" button. If this is the first time you've powered on the calculator, the device will need to install its software. A progress bar will indicate when the install is complete. You should now see the main screen.

2. Perform basic arithmetic using the "+," "-," "x," "division" and "Enter" buttons, all placed in a row on the right side of the TI-89's button panel. The "Enter" key is the equivalent of the "=" key on a more basic calculator.

3. Explore the secondary functions by pressing the "2nd" key in the top left of the button panel. Nearly every button on the TI-89 has a secondary feature. You can think of the "2nd" key as similar to a shift key on a computer. Press the "2nd" and the next button you press will execute the secondary function listed above the button rather than the primary function listed on the button.

4. Power off the calculator by pressing the "2nd" key followed by the "On" button. "Off" is the secondary function of the "On" button, so as described in Step 3, pressing "2nd" and "On" in succession will power the calculator off.

Conduct Conference Calls If You are Nervous

Practicing conference calls in advance helps eliminate nervousness.

Approaching a conference call as just another group discussion helps eliminate nervousness, and so does proper preparation. Preparing for a conference call begins early, with agendas distributed in advance along with a complete testing of equipment, such as the telephone used to initiate the call. Some conference calls require participants to call into a central number. Other calls require the organizer to make individual calls to each participant to add them to the line. Practicing the connections in advance is crucial, and so is learning proper conference call etiquette, including the correct pronunciation of the names of participants.

Instructions

1. Distribute the agenda two days in advance. It should resemble a standard business meeting agenda but also include detailed conference call-in information.

2. Eliminate nervousness by rehearsing the conference call a day in advance. Have co-workers participate on a brief call to test connections. Practice using a telephone to connect several people at once. Or practice another option, such as having participants call into a central number or conducting the call with a professional conference call moderator.

3. Practice the first few minutes of the test call. Open the call with confidence by welcoming everyone and stating the purpose of the call. Refer to the agenda as you announce names of participants and allow them to confirm their presence. Then call on the first speaker as you end the practice session.

4. Begin the actual call on the appropriate day with confidence, knowing that you have properly prepared and are eager to begin.

About Installment Financial loans

Installment loans are loans that are repaid with a fixed number of payments over a period of time. Whether you're a small company that needs to buy computer equipment or a large corporation that wants to purchase factory machinery, business installment loans can help you invest in necessary fixed assets while maintaining a working budget.

Significance

Business installment loans are secured or unsecured loans offered to businesses that meet certain eligibility requirements. A business interested in consolidating debt, purchasing trucks or vehicles, or investing in expensive computer or industrial equipment can apply for a business installment loan to cover the expense. Installment loans are particularly valuable for a business that does not have enough cash on hand to pay for larger expenses.

Types

Business installment loans can be either secured--backed by collateral--or unsecured, and may be either a fixed rate or variable interest rate loan. Business installment loans are available through several financial institutions, and all loans are subject to credit approval. Most banks and financial institutions offer several types of installment loan products for businesses of all sizes.

Function

Installment loans are designed to provide long-term financing for large-scale investments needed for business operations. The money can only be used for specific expenses listed in the loan agreement, and a business may be required to document all expenses as part of the loan agreement. Installment loans may be increased at a later date if a business finds it needs additional funding over the course of the loan.

Considerations

Installment loan qualification and eligibility varies by financial institution, but most require a company to have been in operation at least two years. A company applying for installment loans needs to have a strong business credit history to prove creditworthiness--the ability to pay back the loan over the required repayment period. Some lenders also require a formal review of the company's management team and a review of the business plan and financial projections. The lender may request financial statements from a company's certified public accountant or a copy of federal tax return documents.

Benefits

Installment loans offer several benefits for businesses and can be especially valuable for those who cannot obtain funding from independent investors or personal accounts. Installment loans can be used to pay for expensive machinery, office equipment and even company vehicles if needed. Most installment loans available through a financial institution offer flexible rate and term options, and the bank or lender can set up automatic deductions from a business checking account for convenience.

Create A Game Title Website Free Of Charge

The Internet is a useful tool for research and work. It can also be the ultimate playground, with something to entertain you 24 hours a day. One of the most popular pastimes online is game playing, and the Internet has its fair share of websites devoted to nothing but games. A game website can be fun to put together and fun to use, but it can also be a way for you to earn a little Internet advertising revenue while you're at it. Learn how you can create a game website for free that will entertain visitors and possibly put a little extra change in your pocket.

Instructions

1. Get a free Web host (see Resources). The Web host is where your game website resides on the Internet. The Web host will have built-in tools you can use to upload files and design and build your website. Many free Web hosts also offer tools to help promote your website.

2. Design your game website to be fun. Bright colors and easy-to-navigate menus are best. You don't want visitors to leave your website before they get to the fun. Create different game categories to make it easy for visitors to find what they're looking for. You don't want them to have to go through games in every category if all they want are puzzle games. Five or six general categories should do the trick, including card games, shooter games and logic games.

3. Acquire as many different games for your website as you can find. There are many websites on the Internet that offer free games you can embed with code into your web page (see Resources). If you want to include exclusive games on your website, post an advertisement on your website inviting developers to submit games.

4. Generate Web income by using a pay-per-click service such as Google AdSense. Google AdSense places content-related advertising on your website, and you can earn money when visitors click through the ads. The more visitors who come to your website the more clicks you're likely to get.

5. Promote your website by including a link to it whenever you send out emails. Promote the site on social networking pages like MySpace and Facebook. Offer to trade links with other websites to generate more traffic. Keep your site updated. Add new games regularly. This will keep visitors coming back.

Help Make Your Own Sales brochure Free Of Charge

If you’re looking to share news with your community, customer list or office patients, a quick and portable way to do so is through a brochure. Brochures are traditionally single-page, double-sided, tri-folded pieces of paper. They are filled with information that sometimes includes graphics, charts and contact details. Instead of spending big bucks for a design company to make your brochures, create them yourself for free by taking advantage of software programs already on your computer or through a free-trial download of a desktop publishing program.

Instructions

1. Open your desktop publishing program or download a free trial and select the "Publications for Print" or "Templates" link. Click "Brochures" and scroll through the preset brochure templates. Double-click a brochure design, which opens it in the desktop publishing workspace.

2. Click your cursor into one of the brochure’s headlines and highlight the text. Type directly over this text with your own information, such as "Flu Shots to be Offered Here." Repeat this throughout the brochure, creating new headlines where there are placeholder ones. Use the text toolbar at the top of the page to change the headlines’ font, size and color.

3. Click into a text box under one of the headlines and begin typing information, such as a description of the item the brochure is designed to sell. Click and add more text to each of the text boxes on the brochure.

4. Right-click a placeholder graphic on the brochure and select "Change Picture." Choose "From File" and browse to a digital image on your computer. Double-click the file and it appears in place on the brochure. Repeat to change all the placeholder graphics on the brochure. If you don’t have your own images, add some of the program’s clip art by selecting "Change Picture" and "Clip Art," then typing a word or phrase into the clip art "Search for" box.

5. Highlight the placeholder information for contact details on the brochure and type over it with your own. Add your hours of operation, emergency contact procedures, a website, email address and any other way you want readers to get in touch with you.

6. Turn on your printer and load it with paper. Pull down the "File" menu and click "Print." Choose your printer from the options; it may already be the default. Under the printing section, be sure to select that only page 1 should print. Advance the "Copies" or "Number of Copies" box up to the number of brochures to print. If you want to print a large quantity of brochures, consider breaking the number up into groups to avoid jamming your printer with too much paper.

7. Click the "Print" button and the first page of the brochures print. Let them dry, place the papers back in your printer face up and repeat the printing process, but select to print "page 2." Be sure to print the same number of copies. When dry, fold the brochures along their lines.

How Can Oil Futures Work

Futures Contracts

Oil futures are best understood as futures contracts. These are contracts to buy or sell a set commodity in a set quantity and at a particular date for a specified price. All sorts of things are traded in this way, particularly commodities such as agricultural products, precious and industrial metals, and energy resources like oil.

The Practical Use for Futures

In their simplest form, a futures contract takes risk out of the underlying equation in trading commodities. If the XYZ oil company wanted to guarantee the income on their product, they could negotiate contracts to provide oil to clients in set quantities, on set dates, and for set prices. They would therefore be insured against prices falling during the duration of the contract. On the other hand, the clients might also save money if price of oil were to go up during the duration of their contracts, because they would only be required to pay XYZ oil company the contracted price, not the prevailing market price. This is the simplest application of futures, and their original, practical application.

Speculation in the Futures Market

Futures are traded at exchanges. In the United States, two of the major exchanges are the New York Mercantile Exchange and the New York Board of Trade. This marketplace creates speculative activity for Futures. In the case of oil, if you thought the price of oil was going to go up to $200/barrel, you would buy up as many Futures as you can that were contracted to deliver oil at below that price. Conversely, futures-holders would be selling them if they expected the price of oil to fall below the price at which they were contracted to deliver that oil.

Produce A Sincere Place of work

The definition this type of work environment is a place in which employees can expect to be treated fairly while working in a safe environment and given the freedom to concentrate on getting the job done correctly. A workplace environment that is tough on issues or problems and soft on people. It is easy to define, so how do we implement a 'safe' or 'respectful' workplace. This e-how is more of a guide to what makes a sucessfully safe and respectful workplace. You will see examples rather than suggestions.

Instructions

1. A respectful workplace is: Highly productive

2. A respectful workplace is: Employees working well together and enjoying time with colleagues.

3. A respectful workplace is: Where workers enjoy responsibility and strive to work with more responsibility.

4. A respectful workplace is: Where workers and management are more likely to help out where needed.

5. A respectful workplace is: Where work is completed on time

6. A respectful workplace is: Where the quality and consistency of work is high.

7. A respectful workplace is: Where your company's customers routinely give positive feedback for customer service.

8. A respectful workplace is: Where injury, accident, workmen's compensation and harassment claims are virtually non-existent.

9. A respectful workplace is: Where there is an open forum to discuss problems and issues between employees and management.

10. A respectful workplace is: Where associates do not fear expressing their opinions.

11. A respectful workplace is: Where workers feel more efficient when problems are settled and processes refined.

12. A respectful workplace is: When something goes wrong, the focus is on isolating the cause and not blaming people. Soft of people, tough on issues.

13. A respectful workplace is: When mistakes are made workers are coached and nurtured to understand what went wrong.

14. A respectful workplace is: Where there is a sense of empowerment where workers feel they can improve their job.

Do You Know The Disadvantages Of Email Advertising

Email advertising has a number of distinct advantages, including its ability to reach thousands, even millions, of people in seconds. However, there are many factors that can make email advertising inefficient and even offensive to potential customers. For some companies, the disadvantages of email advertising can mean that the advertising message is lost to many of the targeted customers.

Spam

One of the major disadvantages of email marketing is that spam is a constant worry to many computer users. This makes them reluctant to give out their email addresses to get legal email advertising.

Filters

The fear of spam has also encouraged the use of spam filters, many of which will send legal email marketing messages into a spam folder.

List

Building a legitimate email marketing list takes time. It can take years to get thousands of subscribers who are willing to receive the email messages.

Legalities

Even if the subscribers ask for the messages, the resulting messages may be seen as spam when they arrive. Email marketers must keep records of their opt-in policies and must provide a clear way for subscribers to opt out.

Message

Once a list is built and the message is sent to a large number of potential customers, there is no guarantee that the message will be read. Many customers delete sales emails without reading them.

Exchange Japanese Money For U S Dollars Within The U S

The Japanese yen can be exchanged for the U.S. dollar.

The yen is the official currency of Japan and as of September 2010 has an exchange rate of .0119 U.S. dollars for a single yen. The yen comes in one, five, 10, 50, 100 and 500 denomination coins and one-, two-, five- and 10,000-dollar bills. The yen is used exclusively in Japan and travelers would benefit from exchanging their yen for dollars once back stateside.

Instructions

Bank

1. Contact your banking institution to discover which of its branches has a currency exchange. Inquire if they will convert yen to dollars and if there are any transaction fees for exchange. Contact other banks if yours does not offer a currency exchange. Inquire about additional non-member fees.

2. Validate the current exchange rate by clicking on the XE Universal Currency Converter--at xe.com/ucc/--before going to the bank to exchange the yen.

3. Take the yen to the bank. Bring along a valid ID or banking information to insure banking member privileges and avoid excessive fees.

Airport Exchange Booth

4. Inquire where the currency-exchange booth is after arriving at the U.S. airport. Either go to the information desk or look it up on a posted airport map. Currency-exchange booths are only located at international airports.

5. Go to the booth and check the exchange rate. Most major forms of currencies will be displayed. The booth will often have much lower exchange rates than banks due to their convenience.

6. Exchange the yen. Sign the receipt. The transaction will be complete.

Begin A Bumper Sticker Business

Bumper stickers are fun items lots of people like to put on their vehicles to express their point of view, make a statement or show off something about themselves. A bumper sticker business is one that can be started from home, run remotely and be expanded worldwide. The potential is endless if you have a quality product, market it correctly and really want to succeed then follow up by putting your plans into action. You don't need much money to start, a few thousand will get your going just fine, and you're on your way to becoming an independent business owner.

Instructions

1. Design several different kinds of bumper stickers as examples. Make sure to show off not only unique and witty lines or slogans, but you also want to show a variety of designs to show off your talents as a graphic artist. There are several different kinds of bumper sticker businesses; sexy bumpers stickers, funny bumper stickers, political bumper stickers, character and child-oriented bumper stickers, and licensed bumper stickers. Decide what kind of bumper stickers you would like your company to design and produce.

2. Set up a Website to showcase some of your designs. This is easy to do with websites like Website Tonight. They give you preset formats for Websites which you can fill in and customize as you like. Luckily, they are easy enough for the average person to understand and complete within a day. Choose your custom settings for the Website. List your pricing and guidelines for customization.

3. Purchase a shopping cart account system that will allow people to make purchases directly through your website. This can run you anywhere from $100 to $500 per year. The cost depends on the number of payment options you allow and the transactions you select. You can also post special offers, deals and places that your items can be found elsewhere (like in stores).

4. Print some samples of your bumper stickers on shiny sticker paper. Cut them with clean, perfect lines on an industrial strength paper cutter. Do not use or send out anything that has any uneven edges or splintering of the edges. Peel and stick some to your own vehicle with a phone number or your website so you can show off your work and promote your business at the same time.

5. Hand out sample bumper stickers to friends and family. Ask them to spread the word. Have business cards, flyers and other marketing materials made. Distribute these and ask local businesses to display your materials--or even sell them within your store for a commission. A lot of smaller stores will be open to this possibility. The total capital needed to start a bumper sticker business for production, the Website, marketing materials, and supplies is around $3000. You can make it work with less money you will just have to be more aggressive with marketing on a budget.

6. Get the word out about your company online. Post in forums, chat rooms and networking Websites (think Facebook, MySpace, LiveJournal, and Blogger). Get your site listed on google and other search engines. Continue to market your business. Design new bumper stickers on a regular basis.

Purchase Oil Futures

Invest in Oil Futures

The mechanics of trading crude oil futures are relatively simple. If you know buy and sell stocks online, you already know the basics of futures trading. However, the unit size is different for each individual futures contract. A crude oil contract represents 1,000 barrels of crude oil. Light Sweet Crude Oil is traded on the New York Mercantile Exchange (NYMEX) between the hours of 9:00 am and 2:30 pm Eastern time, Monday through Friday. The symbol is CL. The contract size is 1,000 barrels. Therefore, for every one dollar of movement in the price of crude oil, the underlying futures contract increases or decreases in value by $1,000.

Instructions

The Basics

1. Open an online futures trading account. The brokerage of your choice will either send you an application package by mail or allow you to fill one out online. The package will include many pages of risk disclosure to ensure that you are aware of the risks inherent in trading futures. The application will also ask for your income, net worth, and any investment experience you have in order to determine if futures trading is an appropriate investment vehicle for you. Once approved, you will be asked to deposit the minimum balance required to open the account.

2. Do your research and analysis. Read the weekly supply/demand report published by the American Petroleum Institute. Consult the available charts. Determine existing supply and anticipated demand, take into account seasonal fluctuations, any weather patterns that may affect oil production or transportation, geopolitical instabilities in oil producing countries, OPEC statements and the crack spread (the relationship between a barrel of crude oil to its products - unleaded gas and heating oil priced in gallons).

3. Conduct technical analysis. Technical analysis includes monitoring increases and decreases in trading volume, candlestick charting, analyzing the moving average price to determine whether short term trends are converging with or diverging from long term trends (MACD), extrapolating Fibonacci numbers, and analyzing the appropriate charts to get a feel for where the market might be going.

4. Deposit the initial margin amount required for the number of crude oil contracts you wish to trade. Check with your futures brokerage for the initial margin requirements, as these fluctuate with the price and volatility of the underlying commodity.

5. Based on the research done in Step 2, decide whether you believe the price of crude oil will rise or fall in the immediate future. This will determine if you will take a long or short position.

Opening The Trade

6. If you believe the price of oil will rise, buy (go long) the number of contracts you wish. For every one dollar the price rises, your contracts will increase in value by $1,000 times the number of contracts you own.

7. If you believe the price of oil will fall, sell (go short) the number of contracts you wish. For every one dollar the price falls, your contracts will increase in value by $1,000 times the number of contracts you own.

8. If you are long and the price of oil decreases, your contracts will decrease in value by $1,000 for every dollar oil drops. If the situation persists, you will be required to add more money (maintenance margin) to your account to maintain the position.

9. If you are short and the price of oil increases, your contracts will decrease in value by $1,000 for every dollar oil rises. If the situation persists, you will be required to add more money (maintenance margin) to your account to maintain the position.

Closing The Trade

10. To close the trade, take the opposite position you took to open the trade. If you went long, sell the contract. If you went short, buy the contract.

11. If you are closing a long position and the price of oil has increased since you bought your contracts, you will be taking a profit equal to 1,000 times the net increase in price times the number of contracts you bought.

12. If you are closing a short position and the price of oil has decreased since you sold your contracts, you will be taking a profit equal to 1,000 times the net decrease in price times the number of contracts you sold.

13. If you are closing your position at a loss because the market moved against you, it is possible that you may lose every penny you invested and then some. Because of the inherent leverage in the trade, your loss could equal several multiples of your initial investment.For example, if you invested $10,000 in initial margin to go long one contract, and the price of oil drops $20 before you close the position, you have lost the entire $10,000 you invested and you now owe an additional $10,000.